University of North Georgia Scholarship Loan ProgramThe University of North Georgia (UNG) Military Scholarship Loan Program is a service cancelable loan program funded by the State of Georgia and administered by the Georgia Student Finance Authority (GSFA).

The program provides full scholarships to enable outstanding Georgia students interested in pursuing a military career to attend the University of North Georgia, one of the nation's most prestigious senior military colleges.

Recipients agree to serve in Georgia's Army National Guard for eight years (four while enrolled at UNG and four after graduation).

Award Amount

  • A full four-year scholarship to UNG covers tuition, fees, room, meals, books and uniforms.

Eligibility Requirements

  1. A student must be a U.S. citizen or a permanent resident alien who meets the definition of an eligible non-citizen under Federal Title IV requirements.
  2. The student must be a legal resident of Georgia, as defined by GSFC, for a minimum of 12 consecutive months immediately preceding the date of registration at the institution for the school term for which a scholarship is being sought.
  3. The student must qualify for regular admission to UNG.
  4. The student must have demonstrated "Academic Excellence" at the high school level.
  5. The student must meet mental and physical health standards required for commission in the Georgia National Guard.
  6. The student must be an entering freshman enrolled full time in order to receive a full, four-year scholarship loan.
  7. A student must meet federal Title IV Selective Service registration requirements. The requirement to register applies to males who were born on or after January 1, 1960, are at least 18, are citizens or eligible non-citizens, and not currently on active duty in the armed forces.
  8. A student who is obligated to repay any state grant or scholarship previously obtained from the GSFA is not eligible to receive another state grant or scholarship award until the refund or repayment is paid in full. The student is eligible to receive the UNG Military Scholarship beginning with the term in which satisfactory repayment was made, but not for previous terms. A student is ineligible if he or she is in default on a federal Title IV or State of Georgia educational loan previously obtained from or through GSFA unless the student has made satisfactory arrangements for repayment.
  9. A student is ineligible if, in accordance with the Drug-Free Post-secondary Education Act of 1990, he or she has been convicted for committing certain felony offenses involving marijuana, controlled substances, or dangerous drugs. A student is ineligible to receive a UNG Military Scholarship from the date of conviction to the completion of the next academic term. Institutions are not required to obtain criminal justice records of UNG Military Scholarship applicants.

Loan Forgiveness

Serve for four years in the Georgia Army National Guard after graduation from the University of North Georgia. 

Recipients who do not fulfill the service obligation must repay the total amount received, plus interest, within five years.

Principal deferment options are available for eligible borrowers.


Click here New Window - icon to obtain the forms necessary to start your loan cancellation.

Application Procedure

Download a University of North Georgia Military Scholarship Loan Program application PDF - icon. The application must be completed and received by GSFA by January 15 of each year in order to be considered.

The student must complete Section A and write an essay in Section B of the application. The student must also attach a letter of recommendation from an administrative official at the high school. The student must also attach an official high school transcript, class schedule of the senior year, and the most current SAT scores. In addition, the application must be forwarded to the member of the Georgia General Assembly that represents the student's congressional area, for completion of Section C.

Loan Disbursement

Once a student is considered to be eligible for the University of North Georgia Military Scholarship Loan program, he or she is required to sign a promissory note to serve four years in the Georgia National Guard beginning after graduation. The scholarship loan funds are then disbursed to the school on the student's behalf to cover all expenses for the four-year term of enrollment.

Eligible Colleges and Universities

This program is available at the University of North Georgia (UNG). You can learn about this school by reading its profile.

More Information.

Click here for the official program regulations New Window - icon.