University of North Georgia Scholarship Loan ProgramThe University of North Georgia (UNG) Military Scholarship Loan Program is a service cancelable loan program funded by the State of Georgia and administered by the Georgia Student Finance Authority (GSFA).

The program provides full scholarships to enable outstanding Georgia students interested in pursuing a military career to attend the University of North Georgia, one of the nation's most prestigious senior military colleges.

Recipients agree to serve in Georgia's Army National Guard for eight years (four while enrolled at UNG and four after graduation).

Award Amount

  • A full four-year scholarship to UNG covers tuition, fees, room, meals, books and uniforms.

Eligibility Requirements

To be eligible, a student must:

  1. Be a U.S. citizen or a permanent resident alien who meets the definition of an eligible non-citizen under Federal Title IV requirements;
  2. Be a legal resident of Georgia, as defined by GSFC, for a minimum of 12 consecutive months immediately preceding the date of registration at the institution for the school term for which a scholarship is being sought;
  3. Qualify for regular admission to UNG;
  4. Have demonstrated "Academic Excellence" at the high school level;
  5. Meet mental and physical health standards required for commission in the Georgia National Guard;
  6. Be an entering freshman enrolled full time in order to receive a full, four-year scholarship loan;
  7. Meet federal Title IV Selective Service registration requirements. The requirement to register applies to males who were born on or after January 1, 1960, are at least 18, are citizens or eligible non-citizens, and not currently on active duty in the armed forces;
  8. Not be in default on a federal Title IV or State of Georgia educational loan previously obtained from or through GSFA unless the student has made satisfactory arrangements for repayment;
  9. Be in compliance with the Drug-Free Post-secondary Education Act of 1990.

Loan Forgiveness

Serve for four years in the Georgia Army National Guard after graduation from the University of North Georgia. 

Recipients who do not fulfill the service obligation must repay the total amount received, plus interest, within five years.

Principal deferment options are available for eligible borrowers.


Click here New Window - icon to obtain the forms necessary to start your loan cancellation.

Application Procedure

Download a University of North Georgia Military Scholarship Loan Program application PDF - icon. The application must be completed and received by GSFA each year in order to be considered.

The student must complete Section A and write an essay in Section B of the application. The student must also attach a letter of recommendation from an administrative official at the high school. The student must also attach an official high school transcript, class schedule of the senior year, and the most current SAT scores. In addition, the application must be forwarded to the member of the Georgia General Assembly that represents the student's congressional area, for completion of Section C.

Loan Disbursement

Once a student is considered to be eligible for the University of North Georgia Military Scholarship Loan program, he or she is required to sign a promissory note to serve four years in the Georgia National Guard beginning after graduation. The scholarship loan funds are then disbursed to the school on the student's behalf to cover all expenses for the four-year term of enrollment.

Eligible Colleges and Universities

This program is available at the University of North Georgia (UNG). You can learn about this school by reading its profile.

Additional Information.

Full details regarding the programs guidelines, policies and procedures can be found in the University of North Georgia Military Scholarship Loan Program regulations New Window - icon.