Standard Repayment Plan

Federal Student Loans

Standard Repayment Plan

Repayment Plan Information Eligible Loans Monthly Payments Quick Comparison
Standard Repayment Plan The basic repayment plan for loans from the William D. Ford Federal Direct Loan (Direct Loan) Program and Federal Family Education Loan (FFEL) Program.

Direct Subsidized and Unsubsidized Loans

---

Subsidized and Unsubsidized Federal Stafford Loans

---

All PLUS loans

Payments are fixed and made for up to 10 years (between 10 and 30 years for consolidation loans). You'll pay less interest for your loan over time under this plan than you would under other plans.